How Your Case May Be Evaluated By AI

It used to be that when you had a claim for injuries after an accident you (through your injury attorney) would submit your claim, and someone for the insurance company on the other side—usually, an insurance adjuster, or perhaps, a committee of adjusters—would look at and evaluate your claim.

That does still happen today, except for one extra element: in many cases, insurance companies and large defendants, are using AI to evaluate your claim, and your chances of success at trial—and thus, it is the AI that is formulating what kind of settlement offer to make to you to try to settle your case.

What Does AI Do?

When it comes to evaluating cases, there is nothing that AI does that a human evaluator, like an insurance adjuster, couldn’t do. It’s just that the AI can do it faster, and can take into account factors that humans often do not or could not, at least, not without expending a lot of time.

There are a lot of factors that AI can take into account.

AI, when evaluating an injury claim, can look at other jury verdicts around the country, including only those where injuries and facts may be similar to the ones in your case. Filtering this information, the AI can spit out average verdicts in these cases, something that it might take a human, hours and hours to figure out.

Medical Predictions

AI is being used to help medical doctors treat patients, and since your injury claim has medical data, it works the same way. Only with you, the AI is not being used to treat you, but to make medical predictions on your ability to heal, or your need for future medical procedures. It can also be used to analyze your past medical history, to see if your injuries are caused by the accident or whether they largely predate the accident.

Attorneys and Judges

AI can even look at things like your attorneys, evaluating info on how effective they may have been in prior cases, or evaluating whether your attorney tends to go to trial, or tends to settle cases.

Looking at other cases in the public records, the AI can evaluate the judge that your case has been assigned to, predicting how that judge may rule on motions that may be filed in your injury case.

AI can even look at you. If you have taken a deposition the AI can analyze subtle expressions or movements, and give predictions of how a jury may feel about you as a witness.

What About Humans?

All of this does, to some extent, take out the human element, and in our reliance on AI and computers, many insurance companies and defendants may just blindly rely on AI’s evaluation of a case.

Of course, you don’t have to take the AI’s evaluation of your case or your injuries. Ultimately, humans, not AI, still do represent clients, try cases, and sit in jury boxes.

Contact our Rhode Island injury lawyers at Robert E. Craven & Associates at 401-453-2700 to see what you can expect in your injury case.

Source:

forbes.com/advisor/car-insurance/car-accident-injury-artificial-intelligence/